Business interruption cover

What would you do if your surgery or clinic were unable to operate for a significant period of time as a result of circumstances beyond your control?

Many insured surgeries and clinics still fail as a result of major interruption to their business. Insure My Surgery's business interruption insurance has you covered.

Our standard business interruption cover will indemnify you up to £250,000 over a 12-month period with the option of extending the indemnity period to 36 months. Should your practice incur additional expenses in maintaining gross income, we will pay them.

Interruption to normal trading can come in many forms from denial of access to failure of public services. Our policy also covers damage to trading resulting from murder, suicide, vermin, pests and disease.

We also provide cover up to £10,000 for any outstanding debts where business accounts have been lost due to damage.

We understand that you could potentially lose business as a result of damage at your supplier's premises and we will indemnify you up to £25,000 in this case.

More details of our business interruption cover can be found in the policy wording when you get a quote.